What happens when you run
out of money in retirement?

63% of people are more afraid of running out of money in retirement than dying.** By creating a more reliable income stream that could last the rest of your life, I help my clients avoid this threat. To see how, watch the video below - then contact me.


Find out how much potential retirement income you could get every month for life.*

Transamerica 7 Mistakes eBook

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7 Mistakes That Can Ruin Your Big Plans for Retirement

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"Failure to plan is planning to fail."

Benjamin Franklin

3 Important Retirement Questions

your financial professional can help you answer to stay on track with your goals.

How Long Will Your 401(K) Last?

If you’re like many people who haven’t calculated when their 401(k) might run out, it could be far sooner than you think. It’s a critical number that should factor into your financial roadmap.

How Much Money Will You Need Every Month?

Calculating monthly income needs is a foundational step for retirement preparation. It can guide tough decisions about where resources will come from and changes that might be necessary to reach your goals.

Find out how much potential retirement income you could get every month for life.*

It’s not hard but it does require that you know the options available and that you consider your full financial picture. Working with a financial professional is the best way to get started.

Let's Get Started Today

Investment Advisor Representative

4200 Truxton Ave.
Suite 103
Bakersfield, CA 93309

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© 2020. All rights reserved. The attached information is general in nature and should not be construed as tax or legal advice. Neither Transamerica Financial Advisors, Inc. nor its representatives may provide tax or legal advice.  Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal professionals regarding their particular situation and the concepts presented herein. Securities and Investment Advisory Services offered through Transamerica Financial Advisors, Inc. (TFA) - Member FINRA, SIPC, and Registered Investment Advisor, offers securities and Investment Advisory Services. Insurance products offered through World Financial Group Insurance Agency, Inc. (WFGIA), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., World Financial Insurance Agency, Inc. and/or WFG Insurance Agency of Puerto Rico, Inc. - collectively WFG - offer insurance products.

WFGIA Headquarters: 11315 Johns Creek Parkway, Johns Creek, GA 30097-1517. Phone: 770.453.9300

TFA Headquarters: 570 Carillon Parkway, St. Petersburg, FL 33716. Phone: 770.248.3271
256803    |    0520

To become a registered representative of Transamerica Financial Advisors, Inc. you must first become an associate with World Financial Group, Inc.

Check the background of this investment professional on FINRA's BrokerCheck. Member FINRA, SIPC and Registered Investment Advisor.

Gretchen Ricker - Transamerica Financial Advisors, Inc.

** 2017 Allianz Generations Ahead Study, https://www.allianzlife.com/-/media/files/allianz/pdfs/newsroom/2017-allianz-generations-ahead-fact-sheet.pdf?la=en&hash=6170191A3CE1B96BF96EA4E9F6E52B1FC00724DC

*Annuities may lose value and are not insured by the FDIC or any federal government agency. They are not a deposit of or guaranteed by any bank, bank affiliate, or credit union.

Variable annuities may not be suitable for everyone. A variable annuity may not be appropriate for people who do not have a long investment time horizon and is not appropriate for people who intend to engage in market timing or other frequent (disruptive) trading. You will get no additional tax advantage from this variable annuity if you are investing in a variable annuity through a tax-advantaged retirement plan (such as a 401(k) plan or Individual Retirement Account (“IRA”)).

Riders and benefits have specific limitations, may incur additional costs, and may not be available in all jurisdictions. For complete details, including charges, terms and conditions of each rider and exact coverage provided, please consult your agent.

For more information on a variable annuity please go to transamerica.com for prospectuses. You should consider the objectives, risks, charges, and expenses of an investment carefully before investing. Read them carefully before you invest.

All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company. Annuity fees and charges include mortality and expense risk fee and administrative charge, surrender charges, annual fee, and investment option management fee. Additional fees may apply to optional benefits selected, including living benefit riders.

Get the complimentary eBook that can impact your retirement!

Avoid these 7 mistakes when preparing for your retirement.

Get the complimentary eBook that can impact your retirement!